This policy covers accidental loss or damage to personal items, normally carried around and worn by individuals,
both specified and unspecified, anywhere in the world.

1
Unspecified Property
Includes clothing, personal effects, and sports equipment normally used by you and as included in your policy. The payout is based on the current replacement cost and limited to P5000 in any one insurance period.
2
Specified Property
Covers items listed in the specified article schedule for repair, replacement, or payout. Specified property could be cell-phones, video cameras, laptops, bicycles, handbags, jewellery, watches and other portable items.